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This factsheet outlines your options for dealing with a penalty notice in NSW, including paying in full or by instalments, seeking an internal review, electing to go to court, applying for hardship assistance such as a Work and Development Order, a 50% reduction, or a write-off, while warning that ignoring a fine leads to extra fees and enforcement action such as licence suspension.
Legal self-help
This factsheet guides Waterloo South tenants through relocating to Community Housing, explaining that while tenancy rights and rent‑setting (25–30% of income) remain similar to Homes NSW, CHPs have their own policies on maintenance, pets, transfers, and modifications.
It highlights key practical differences, including water usage charges, the role of Commonwealth Rent Assistance (which increases gross rent but not out‑of‑pocket costs), the requirement to report income changes within 21–28 days.
Papers and submissions
RLC welcomes the opportunity to respond to the inquiry, noting it will focus on the more covert forms of racism embedded in systems and institutions, rather than only overt incidents. Given RLC's expertise, the submission addresses Terms of Reference 5 and 6. RLC is based in Redfern, NSW, and while some services are catchment-based locally, others are statewide; it doesn't provide legal services outside NSW but does advocate on laws and policies more broadly, including federal ones. The submission draws on NSW casework and was prepared in consultation with ACCOs and First Nations leaders, including Louise Hammond ("Aunty Lou," CEO of MYRC), and clients whose case studies are included.
Legal self-help
This factsheet outlines key warning signs, practical tips to avoid scams, and the steps to take if you lose money or share personal information, including reporting and support options.
Papers and submissions
Submissions authored by RLC’s Financial Abuse Service:
Submission to the Attorney General’s Department’s consultation on a bankruptcy Minimal Asset Procedure (August 2024)
Papers and submissions
RLC's submission to the NSW Parliamentary Inquiry on ending no-grounds evictions.
Legal self-help
This factsheet explains what Financial Abuse is and the different legal approaches to resolving it.
Legal self-help
This factsheet provides information about the options available to you if you are experiencing financial hardship.
Legal self-help
This factsheet focuses on Centrepay, a free bill paying service for people who receive Centrelink payments.
Legal self-help
In this factsheet we outline the processes for having a fine reviewed or written off.